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Puls
2026-06-15

Studying in Germany (2026-27): cost, language and the realistic route

What studying in Germany actually costs, whether you need German, how the blocked account and student visa work, who needs an APS, and how diplomas are recognised.

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The short answer

Public universities in most of Germany charge no tuition for a degree — you pay only a Semesterbeitrag (semester contribution) of about €70–430/semester (study-in-germany.de, 2026-27). The real cost is living: you must prove €11,904 for the year in a blocked account (Sperrkonto), released to you at €992/month (DAAD / Make it in Germany, 2026-27). The one paid exception is Baden-Württemberg, where non-EU students pay €1,500/semester (€3,000/year) tuition. So "free German university" is true for fees — but you still need roughly €12,000 proven and available before the visa.

We do not promise admission or a visa. Below is what the route requires and where the risks sit.

Cost — first year, realistically

ItemAmount (2026-27)Source
Tuition, public uni (most states)€0study-in-germany.de
Tuition, public uni in Baden-Württemberg (non-EU)€1,500/semester (€3,000/year)study-in-germany.de
Semesterbeitrag (all public unis)€70–430/semesterDAAD
Blocked account (Sperrkonto)€11,904/year, released €992/monthDAAD / Make it in Germany

The Semesterbeitrag is mandatory even where tuition is free — it covers student services and often a semester ticket for local public transport. Private universities charge real tuition (often €10,000–20,000/year) and are a separate route.

Do you need German?

It depends on the programme, not the country:

  • Bachelor's programmes are predominantly taught in German and usually require C1 German (TestDaF 4×4 or Goethe C1). English-taught bachelors exist but are a minority.
  • Master's programmes have a large English-taught selection, especially in engineering, IT, data science and many sciences — for these you need IELTS/TOEFL, not German.

There is no single national IELTS minimum — each programme sets its own score, so read the programme page. If a programme is German-taught, C1 is the realistic bar; B2 is rarely enough for admission. Search English-taught programmes on hochschulkompass.de / DAAD before assuming your field is covered.

The blocked account (Sperrkonto)

This is the financial-proof mechanism for the student visa. You deposit €11,904 into a blocked account (Fintiba, Expatrio, Deutsche Bank, etc.) before applying; the bank releases it to you as €992/month after you arrive. The amount is set annually and applies to both 2025/26 and 2026/27. A scholarship, a formal Verpflichtungserklärung (sponsor declaration), or a blocked account are the accepted forms of proof — most applicants use the Sperrkonto.

APS certificate — who needs one

Applicants who completed their prior education in India, China or Vietnam must obtain an APS (Akademische Prüfstelle) certificate verifying their academic documents before applying for admission or the visa. For applicants from Russia, Ukraine, Kazakhstan, Uzbekistan and most other CIS countries, APS is not required — this is a common point of confusion. Check the APS office for your country of education, not your citizenship.

Diploma recognition — anabin and uni-assist

Two systems work together:

  • anabin (anabin.kmk.org) — the official database that rates whether your school and degree are equivalent to German standards. A school rated "H+" is recognised; for some countries a PDF printout from anabin is a mandatory part of the visa file.
  • uni-assist (uni-assist.de) — the central service that evaluates international certificates for ~180 German universities. Standard deadlines are 15 July (winter intake) and 15 January (summer intake). Budget for court-certified translations of your documents.

A CIS-issued school certificate often does not by itself qualify for direct bachelor admission — many applicants need a Studienkolleg (foundation year) first. Our separate Studienkolleg guide covers that route.

Student visa and work rights

Non-EU students apply for a national (D) student visa at the German embassy after admission, with the Sperrkonto as financial proof. Students may work 120 full days or 240 half days per year without a separate permit. Processing is slow — apply as early as the embassy allows.

For Russian citizens: SWIFT transfers from Russian banks are blocked. Fund the Sperrkonto and pay fees through a non-Russian account (an EU Wise account, or a bank in Armenia/Georgia/Kazakhstan), and expect heightened consular scrutiny and longer appointment waits.

Bottom line

Germany is a realistic route for a disciplined applicant: no tuition in most states, a strong English-taught master's selection, and full work rights. The route's real gates are proving ~€12,000 in a Sperrkonto, language level for German-taught programmes (C1), APS if you studied in India/China/Vietnam, and early diploma recognition / Studienkolleg for CIS school certificates.

Take the quiz to see whether the German route fits your profile — citizenship, budget, field and language — with backup destinations.

Frequently asked questions

How much does it cost to study in Germany?
At public universities in most German states there is no tuition — you pay only a Semesterbeitrag of about €70–430/semester (DAAD, 2026-27). The exception is Baden-Württemberg, where non-EU students pay €1,500/semester (€3,000/year). The main cost is living: you must prove €11,904 for the year in a blocked account, released at €992/month.
Do I need to speak German to study in Germany?
For German-taught programmes (most bachelors) you need C1 German — TestDaF 4×4 or Goethe C1. But there is a large selection of English-taught master's programmes in engineering, IT and the sciences for which you need IELTS or TOEFL, not German. Each programme sets its own score; read the programme page.
What is the blocked account (Sperrkonto) amount for 2026-27?
€11,904 for the year, released to you at €992/month after you arrive (DAAD / Make it in Germany). You deposit it into a blocked account before applying for the student visa as financial proof. The amount applies to both the 2025/26 and 2026/27 academic years.
Do I need an APS certificate to apply to a German university?
Only if you completed your prior education in India, China or Vietnam — those applicants must obtain an APS certificate before applying. For applicants from Russia, Ukraine, Kazakhstan, Uzbekistan and most other CIS countries, APS is not required. Check the APS office for your country of education.
How are foreign diplomas recognised in Germany?
Through anabin (anabin.kmk.org), which rates whether your school and degree are equivalent (an 'H+' rating means recognised), and uni-assist (uni-assist.de), which evaluates certificates for ~180 universities with deadlines of 15 July for winter and 15 January for summer intake. A CIS school certificate often requires a Studienkolleg foundation year before direct bachelor admission.

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